Hi, I'm Mike Gowan

I’m your Mortgage Loan Originator

  • NMLS#: 277101
  • IN - DFI MLO: 12565
54505 26th Street Suite F, South Bend, IN 46635

Know More About Me


Hi, I’m Mike Gowan. I am originally from Bucks County, Pennsylvania where I lived until I entered the United States Air Force in August of 1979. I spent eight years as an airborne cryptologic linguist, serving as a trainer, evaluator, and in mission management, and being awarded two Air Medals for flight operations in hazardous conditions as well as an Air Force Commendation medal for my assistance in designing an airborne training platform for the first Gulf War effort.

My Personal Life

After living with my family for three years in Okinawa, Japan and then Tucson, Arizona, I left the Air Force in 1987 and moved to Michigan City, Indiana in 1988 and have lived here ever since.

We have definitely found our home here in Michigan City; I have never lived anywhere else where the people are so open and friendly. There is always something going on somewhere locally and I firmly believe that we are all very blessed to live here in such a warm & beautiful town.

I have been married to my beautiful wife Chris since 1980 and we have three sons and six grandchildren. My eldest son Matthew is retired from the United States Navy and is now a manager at a nuclear plant in Illinois. My middle son Brian is a supervisor for NIPSCO and my youngest, Charlie, works here locally. We are pet maniacs and currently have a lab/pit mix named Jojo, who is the love of our lives.

In my off-work time, I enjoy building furniture in my wood shop. When not busy with these activities, we love to spend time at the beach.

My Work

I first got involved in real estate in 1990 working as a sales agent for Stan & Vicki Eisner with ERA in Michigan City. Then in 1991, I was offered a position as a loan originator with Waterfield Mortgage by Mari Bradley. I was with Waterfield from 1991 through mid-1994, after which I moved to American Dream Mortgage and was there until we moved to Hallmark Home Mortgage in May of 2008. For years I have been making my living solely by referral from my satisfied clients as well as a select group of Realtor® friends. I emphasize constant communication between myself, my processor, my customer and Realtor®. Total and complete customer satisfaction is our daily goal.

Why Choose Me

I will help you achieve your homeownership dream.

I will to keep you informed and guide you through the homebuying process.

I will be with you every step of the way.


Our Products and Services

Hallmark Home Mortgage offers a broad selection of loan products: first-time homebuyers, construction, specialty products, refinance programs and more.


Our team will help you get pre-approved so you can shop with confidence.


Give me a call, and let’s chat. We will help you explore your refinancing options


Hallmark Home Mortgage offers traditional conventional mortgage loans with fixed rates and a variety of term lengths.


The FHA loan’s combination of low rates, low down payment, and flexible lending guidelines help more homebuyers to qualify for loans.


Veterans, reservists, and active-duty personnel, as well as surviving spouses of veterans, can apply for a Veteran’s Administration loan with 0% down, no cash reserves, and no application fee.

Indiana Housing Down Payment Assistance

Hallmark Home Mortgage offers programs that assist first-time homebuyers in Indiana with making down payments and potential tax credits.

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Our team will help you get pre-approved. Begin your homeownership journey here.

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